In this webinar, host Sherry Bijan (a seasoned veteran of the securities industry) walked small business owners through strategies to understand whether debt or equity was the right move for their businesses. Sherry covered topics like: Debt or Equity: Which is right for my small business? How to create an investor pitch deck What do funders look at when they’re looking at your business? You can watch the recording here: Sherry Bijan is a seasoned veteran of the securities industry, in the practice of investment advisement and management. She offers years of experience and devotion coaching investors in the capital markets as a Registered Investment Advisor. She strives to implement sound financial planning that is aligned with consumer’s interest and the need for advise, having helped develop informed self-directed entrepreneurs and consumers. Her experience is diverse and varied. In conjunction with her work as an advisor, in 1994 she helped launch and manage a family … Read More
A New Matching Loan Program Open To Our Entrepreneurs
Our partner Kiva Zip is teaming up with LISC to provide more loans and expand financial opportunities to the small businesses in our network! This partnership means that small business borrowers endorsed by PCV will only have to raise half of the total loan amount from the crowd on the Kiva Zip website. LISC will provide a matching loan for the remaining amount! This will help you to fundraise easier and faster, and increase the likelihood of executing a successful Kiva Zip campaign and secure the funding needed to grow your business. To get started, head to https://zip.kiva.org/borrow and sign up. This is a two-month pilot program, so enroll now if you’re interested! If you’d like to have a Pacific Community Ventures / BusinessAdvising.org endorsement on your Kiva Zip page, please contact us. We’re happy to help! One of our companies just concluded a successful campaign. Check out Kuli Kuli’s success and … Read More
Local Money For Bay Area Small Businesses
The Sustainable Business Alliance, in partnership with the East Bay Express, has produced a new guide on “Good Local Money for Your Good Local Business”. This guide has all you need to find out what kind of money (loan? investment? crowdfunding?) you can get for your local business. It also includes lots of great information, including listings of local providers (like our parent nonprofit Pacific Community Ventures) and our partners, how much money you can get, and what the requirements are. It’s a great resource for Bay Area small businesses of every type, industry, and stage of development. Read on! [gview file=”http://businessadvising.pcv.wpengine.com/wp-content/uploads/sites/2/2015/04/upload-4722960365254482686.pdf” save=”1″]
Should Your Small Business Go Online To Get A Loan?
If you have recently gone to a bank and were unable to secure a loan, don’t be discouraged. It’s not you, it’s the banks. Bank lending to small businesses is at an all-time low, with around 82% of small business loan applications being denied. But why is this happening? While every bank probably has its own set of reasons, the two most popular are: Increased Regulation Less Potential for Profit Post-recession, banks have been carrying less risk in their portfolios. As they are making loans with consumer dollars, it’s important they adhere to this regulation. Unfortunately, small businesses are inherently riskier than larger businesses. Therefore, there’s less room for small businesses in a bank’s portfolio. When it comes down to it, small business owners aren’t often looking for large amounts of working capital. When they need a loan, more often than not, they just need a small amount to get … Read More